Investment Calculators · Canada

Retirement plan.

Project your retirement savings, see whether you're on track for your desired annual income, and quantify any shortfall while you have time to fix it.

Inputs

$
Total across RRSP, TFSA, and other retirement accounts.
$
%
Balanced portfolios historically average 6-7%.
$

Projected savings

Fill the form and press Calculate.

How we project

Future savings combine your current balance growing at the expected return plus regular monthly contributions. We assume a 25-year retirement horizon and use the 4% rule to translate the savings target into a monthly income. CPP and OAS are not included here - run those separately and add to your total.

Disclaimer

Educational only. Real-world returns, inflation, and government benefits will vary. Consult a qualified financial advisor for personalized planning.