General · Canada
Baby cost calculator.
Estimate first-year baby expenses and Canadian government benefits including the Canada Child Benefit (CCB), maternity EI, and provincial programs.
Inputs
Year-one estimate
Fill the form and press Calculate.
Year-one baby costs in Canada
The average Canadian family spends $6,000–$15,000 in the first year before childcare. With childcare, total cost can exceed $25,000.
Canada Child Benefit (CCB)
- Up to $7,437/year per child under 6 (2024-2025 benefit year).
- Reductions begin at family net income above $36,502.
- Tax-free, paid monthly.
Maternity & Parental EI
- Standard: 15 weeks maternity + 35 weeks parental at 55% (max $668/week).
- Extended: 15 weeks + 61 weeks at 33% (max $401/week).
- Quebec uses the QPIP program with higher replacement rates.
Disclaimer
This calculator provides estimates for educational and planning purposes only. Government benefit amounts are simplified approximations — verify with CRA and Service Canada.